Two snowmobiles through the ice 2-11 night

[Senter Cove Guy]

One of the sleds was recovered from 125 feet of water by divers from Dive Winnipesaukee on Sunday.

[Belmont Resident]

Originally Posted by Senter Cove Guy

One of the sleds was recovered from 125 feet of water by divers from Dive Winnipesaukee on Sunday.

What is the daily fine for being in the water?
Well even if the guy beats the rap there is no way around the fine and recovery cost. Hopefully they learned their lesson but something tells me differently.

[ishoot308]

Originally Posted by Belmont Resident

What is the daily fine for being in the water?

When I went through with my Polaris Ranger a couple years ago on Winni, I was informed by the fire department that I had 72 hours to get it out or I would be fined by D.E.S. $1000.00 per day for every day it was left in. I had it out in 12 hours!!

Dan

[secondcurve]

Originally Posted by ishoot308

When I went through with my Polaris Ranger a couple years ago on Winni, I was informed by the fire department that I had 72 hours to get it out or I would be fined by D.E.S. $1000.00 per day for every day it was left in. I had it out in 12 hours!!

Dan

I'm curious, what was your retrieval cost?

[ishoot308]

Originally Posted by secondcurve

I'm curious, what was your retrieval cost?

It was right around $5,000.00 Insurance paid 100% of the cost (Allstate). Normal retrieval cost should have been around $3000.00 but my options were very limited and at the time I didn't know any better. That won't happen again!!

Dan

[Belmont Resident]

Originally Posted by ishoot308

It was right around $5,000.00 Insurance paid 100% of the cost (Allstate). Normal retrieval cost should have been around $3000.00 but my options were very limited and at the time I didn't know any better. That won't happen again!!

Dan

I did not know that insurance covered going through the ice.

[secondcurve]

Originally Posted by Belmont Resident

I did not know that insurance covered going through the ice.

I would imagine it is like any other accident. However, after having this type of accident your next year premium would be quite steep.

[ishoot308]

Originally Posted by Belmont Resident

I did not know that insurance covered going through the ice.

As long as it's an "ATV" you are covered. An automobile would not be covered going through the ice. A snowmobile would also be covered.

Secondcurve, my premiums did not change one penny as this was covered under my plans comprehensive coverage. Had this been a collision with another vehicle / ATV I am sure my premiums would have been adjusted.

Dan

Edited to add: Best to check your policy regarding ice break through coverage as any insurance company can have exceptions. I confirmed with Allstate that I was in fact fully covered before signing on as I would only be using the Polaris Ranger on ice. Can't say enough good about Allstate and how they handled this unfortunate incident.

[diz]

Originally Posted by ishoot308

As long as it's an "ATV" you are covered. An automobile would not be covered going through the ice. A snowmobile would also be covered.

Secondcurve, my premiums did not change one penny as this was covered under my plans comprehensive coverage. Had this been a collision with another vehicle / ATV I am sure my premiums would have been adjusted.

Dan

I think it may depend on the policy. My agent tells me I'm covered if my truck goes through the ice. I ask every winter to be sure.

[VitaBene]

Originally Posted by diz

I think it may depend on the policy. My agent tells me I'm covered if my truck goes through the ice. I ask every winter to be sure.

My understanding is that you need an off road policy rider (IIRC) to be covered if you go through with a car.