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#1 |
Junior Member
Join Date: Jan 2018
Posts: 7
Thanks: 0
Thanked 0 Times in 0 Posts
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Does anyone have a lead on who is writing homeowners insurance for island properties now? Our current carrier, Phenix, is no longer writing this coverage. We were all set to go with Openly, but they just decided they are no longer quoting coverage for properties that are not accessible year-round. Thanks!
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#2 |
Senior Member
Join Date: Jul 2012
Posts: 60
Thanks: 144
Thanked 17 Times in 16 Posts
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We live on Barndoor & just switched to State Farm from Phenix. Our agent is Mike Testa, 101 Court St, Laconia NH 603-524-3694 If you go to State Farm's online site and put in your information the contact info comes up. Mike's office was very helpful and the process was easy plus done in a timely manner.
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#3 |
Senior Member
Join Date: Mar 2006
Location: Merrimack and Welch Island
Posts: 4,004
Thanks: 1,204
Thanked 1,498 Times in 975 Posts
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For many, it makes sense to have home, cars, camp,. boat, umbrella, all in the same place so there isn't finger pointing in case of a significant liability claim, or loss of personal property. Your umbrella carrier may like to have control of the underlying liability--some other company paying off $100K just to close the case may jeopardize the umbrella coverage.
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#4 |
Senior Member
Join Date: Jun 2021
Posts: 53
Thanks: 13
Thanked 22 Times in 16 Posts
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#5 |
Senior Member
Join Date: Aug 2002
Location: Fort Pierce, Florida
Posts: 233
Thanks: 33
Thanked 25 Times in 21 Posts
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We are on Cow. State Farm now has our policy beginning in January when Phenix is pulling out. The policy premium is actually less than we were were paying
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