Cash/Checks vs. Cards at Restaurants

[Biggd]

Visa is paying some of the high end restaurants in big cities as much as 10K to accept credit cards only, no cash.

[Top-Water]

Originally Posted by Biggd

Visa is paying some of the high end restaurants in big cities as much as 10K to accept credit cards only, no cash.

Just asking, ... can they really do that. Does it not say on U.S. paper currency for all debts public and private.

I'm asking because I do not know the answer.

[Descant]

Originally Posted by Top-Water

Just asking, ... can they really do that. Does it not say on U.S. paper currency for all debts public and private.

I'm asking because I do not know the answer.

Some years ago, I did business with a one man shop on Elm St in Manchester. The owner changed from checks and CC to absolutely cash only. The explanation was that "I'm going to retire in a few years." Yes, cash is king.

[Top-Water]

????????
We agree .... CASH is king .... however, can this be done (below) I always wondered. It's the opposite of what we agree on.

Originally Posted by Biggd

Visa is paying some of the high end restaurants in big cities as much as 10K to accept credit cards only, no cash.

[joey2665]

Originally Posted by Biggd

Visa is paying some of the high end restaurants in big cities as much as 10K to accept credit cards only, no cash.

Where did you see this? I question first of all the legality and secondly how can visa enforce this policy. It is certainly not going to audit or have a watchdog on the establishment. It would not be cost effective


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[Newbiesaukee]

Google says Visa did attempt to institute this policy and the point was made that there is no Federal law requiring a private company to accept cash/currency. There are multiple references to the Visa story from 2017. I do not know whether the plan worked.

[Top-Water]

So If I have this correct in my mind. ?????

Example: You go out to a restaurant, you get a meal for $40.00 dollars and the bill comes and you put down $45.00 cash and the server says I'm sorry we only take credit cards.

What happens next? Are you going to be washing dishes all night. Is a free meal ? Expect FLL to be there every night? Seems Impossible that any place would refuse to take cash.

[Outdoorsman]

Originally Posted by Top-Water

So If I have this correct in my mind. ?????

Example: You go out to a restaurant, you get a meal for $40.00 dollars and the bill comes and you put down $45.00 cash and the server says I'm sorry we only take credit cards.

What happens next? [/U].

The business will adjust use their POS and ADD tip to the bill after the customer has left. They will, in turn, give the Employee the CASH amount of the tip BEFORE THEY GO HOME!

That $5.00 tip you left on your CC receipt.... IS CASH to the server.... 100 years ago that may not be true, but today......

[farechofisherman]

Airlines won't take cash anymore CC only.

[TheTimeTraveler]

Originally Posted by farechofisherman

Airlines won't take cash anymore CC only.

Actually, the main reason they won't take cash anymore is to clearly establish identity and avoid another 9/11 situation.

[Top-Water]

Originally Posted by farechofisherman

Airlines won't take cash anymore CC only.

Originally Posted by TheTimeTraveler

Actually, the main reason they won't take cash anymore is to clearly establish identity and avoid another 9/11 situation.

Both good points about the credit card only question.

Originally Posted by Hillcountry

If that’s the case, you put the cash on the table and say “going once...”
I also find it very hard to believe any establishment can or would refuse cash.

:

[Descant]

Locally, we have had hotel/drug problems where the hotel took cash and nobody could ID the tenant. The police "encouraged" them to take CC so there was a basis for ID or stolen CC. Good cooperation from hotels.

[Wifi-1]

There is another facet to this, and that is privacy. If an insurance company gets a hold of your credit card bill, they can count the number of times you bought an ice cream and correlate it to your health, or more to the point: Imagine a divorce lawyer who analyses where you went, demanding who ordered the more expensive item, they have proof you went. Wait, this actually happened to me, so no imagination is necessary.

If you don't want your life under a microscope, use cash; if you accept accusations and implications of your life made by others, by all means, put your complete life on paper.

[ishoot308]

Originally Posted by Wifi-1

If you don't want your life under a microscope, use cash; if you accept accusations and implications of your life made by others, by all means, put your complete life on paper.

Better yet on Facebook!!

Dan

[Biggd]

Originally Posted by ishoot308

Better yet on Facebook!!

Dan

Or go on line and post on forums.

[baygo]

Originally Posted by Wifi-1

There is another facet to this, and that is privacy. If an insurance company gets a hold of your credit card bill, they can count the number of times you bought an ice cream and correlate it to your health, or more to the point: Imagine a divorce lawyer who analyses where you went, demanding who ordered the more expensive item, they have proof you went. Wait, this actually happened to me, so no imagination needed.

Law-enforcement may also use credit card records to investigate automobile accidents that may involve alcohol.

[TheTimeTraveler]

Originally Posted by baygo

Law-enforcement may also use credit card records to investigate automobile accidents that may involve alcohol.

True; and don't forget all the cell phone records to determine where one has been and if they have been texting while driving....

[iw8surf]

Reading this and you can clearly see the generational divide on how to pay for things. I had to teach a fellow employee whos fresh out of school how to make out a check the other day. Her response was " I pay everything online". Which I do too now, but in the past like most of us have had to at least write checks some something!

[MAXUM]

Businesses these days are just rolling those CC fees into their prices so that so called cash back rewards is basically a partial refund from the fees you've already paid. I love how all these rewards programs are out there suggesting you can make all this money on them. Um NO it's simply a gimmick that people fall for and usually those that can least afford it. It's just encouraging people to spend more in the hopes they get a larger check back and in exchange driving up consumer debt and those nasty CC APR charges for carrying a balance which the backers of said cards are banking on. Even if you are paying off your CC every month, I guarantee you it's still costing you something for every swipe.

The best credit card "rewards" program is to actually invest in the their stocks which pay a nice dividend and at least Visa and MasterCard stocks have been doing quite well lately. Combine that plus your individual card "rewards" minus cap gains and dividend taxes you may just make a little something.

[jbolty]

Originally Posted by iw8surf

Reading this and you can clearly see the generational divide on how to pay for things. I had to teach a fellow employee whos fresh out of school how to make out a check the other day. Her response was " I pay everything online". Which I do too now, but in the past like most of us have had to at least write checks some something!

Write a check once in a blue moon.

I still have checks pre-printed with the date line as 19____

My friend who used to be a bank teller told me they stopped doing that in about 1998.

[ApS]

Originally Posted by TheTimeTraveler

Actually, the main reason they won't take cash anymore is to clearly establish identity and avoid another 9/11 situation.

A reminder that Real ID is needed by TSA to fly commercial airlines. If you use a drivers license, it will have a star in one upper corner.

"To obtain a REAL ID, state residents will need to bring a Social Security card, or pay stub or tax form; along with a passport or birth certificate or immigration form; and two proofs of Massachusetts residency, such as a utility bill."

This is an upgrade for Massachusetts. Prior required proof was a single fake utility bill: Now, an applicant needs two fake utility bills.

[Wifi-1]

I prefer not to fly.

[ApS]

Originally Posted by Wifi-1

I prefer not to fly.

Did yesterday's news give you a reason not to fly?

https://www.miamiherald.com/news/loc...234766107.html

If I can drive there, that's good enough for me—and has been for eighteen years.

[TheTimeTraveler]

Originally Posted by ApS

A reminder that Real ID is needed by TSA to fly commercial airlines. If you use a drivers license, it will have a star in one upper corner.

This is an upgrade for Massachusetts. Prior required proof was a single fake utility bill: Now, an applicant needs two fake utility bills.

ApS: Thank you for posting this. I do want to take a moment to remind all the members that beginning sometime in 2020 that you will NOT be able to have access to Federal Buildings without having a Real ID (not sure about State Buildings).

Likely not an issue for most folks, but if you have to make an in person visit at the Social Security office you just "may" have a problem. Not sure, just saying.

Better to be prepared!

[TiltonBB]

Many years ago there was a Boston Mayor who did every personal transaction in cash. He didn't have a checking account and did not use credit cards. When he needed checks to pay bills he sent someone with cash to get Postal Money Orders, a different post office every time. That way it was almost impossible to trace his cash flow.

The rumor was that from payoffs and other illegitimate sources of income he had a lot more money than his salary would amount to. I believe the rumors.

[Seaplane Pilot]

Originally Posted by TheTimeTraveler

ApS: Thank you for posting this. I do want to take a moment to remind all the members that beginning sometime in 2020 that you will NOT be able to have access to Federal Buildings without having a Real ID (not sure about State Buildings).

Likely not an issue for most folks, but if you have to make an in person visit at the Social Security office you just "may" have a problem. Not sure, just saying.

Better to be prepared!

The People's Republic of Massachusetts is considering a bill to give drivers licenses illegal aliens. Presumably some (if not all) of these will be Real ID compliant. So therefore, an illegal alien with a Real ID compliant license can have access to a Federal Building, but I, as an American citizen, cannot have access to a Federal Building if I don't have a Real ID compliant license. Are you freaking kidding me or what???

https://www.uptoboston.com/joint-hea...al-immigrants/

[WinnisquamZ]

Originally Posted by Seaplane Pilot

The People's Republic of Massachusetts is considering a bill to give drivers licenses illegal aliens. Presumably some (if not all) of these will be Real ID compliant. So therefore, an illegal alien with a Real ID compliant license can have access to a Federal Building, but I, as an American citizen, cannot have access to a Federal Building if I don't have a Real ID compliant license. Are you freaking kidding me or what???

https://www.uptoboston.com/joint-hea...al-immigrants/

No way do I agree with this idea, but, none of them will be real ID. That was stated yesterday. However, by mass law each holder will be allowed to vote


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[Seaplane Pilot]

Originally Posted by WinnisquamZ

No way do I agree with this idea, but, none of them will be real ID. That was stated yesterday. However, by mass law each holder will be allowed to vote


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Wow, letting them vote is even worse.

[Biggd]

Originally Posted by Seaplane Pilot

The People's Republic of Massachusetts is considering a bill to give drivers licenses illegal aliens. Presumably some (if not all) of these will be Real ID compliant. So therefore, an illegal alien with a Real ID compliant license can have access to a Federal Building, but I, as an American citizen, cannot have access to a Federal Building if I don't have a Real ID compliant license. Are you freaking kidding me or what???

https://www.uptoboston.com/joint-hea...al-immigrants/

You have to prove you are a US citizen to get an ID compliant license. A legal passport would prove otherwise.

[thebix]

Originally Posted by Seaplane Pilot

The People's Republic of Massachusetts is considering a bill to give drivers licenses illegal aliens. Presumably some (if not all) of these will be Real ID compliant.

https://boston.cbslocal.com/2019/09/...F9rWoobE3HY5X0

The legislation (H 3012/S 2061) filed by Reps. Tricia Farley-Bouvier of Pittsfield and Christine Barber of Somerville, and Sen. Brendan Crighton of Lynn, would permit all qualified residents, regardless of immigration status, to apply for and receive a standard state license under the state’s now-two-tiered system.

Fourteen states, including Connecticut and Vermont, have laws in place allowing all residents to acquire some type of license or permit regardless of immigration status, according to supporters. The Massachusetts legislation would not affect federal Real ID-compliant licenses, which require proof of citizenship or lawful residence as well as a Social Security number.

“This is a public safety bill. The passage of this bill will mean that all drivers in the commonwealth will be trained, will be licensed and will be insured,” Farley-Bouvier said. “When all drivers are trained, licensed and insured, all drivers, all passengers, all cyclists and pedestrians are safer.”

Barber reminded the Transportation Committee that Massachusetts already issues driver’s licenses to green card holders, foreign students and immigrants covered by the Deferred Action for Childhood Arrivals policy. Obtaining a standard driver’s license, she said, does not allow someone to vote, does not make them eligible for any public benefits they do not already receive and soon cannot be used to board an airplane.

[WinnisquamZ]

Originally Posted by thebix

https://boston.cbslocal.com/2019/09/...F9rWoobE3HY5X0

The legislation (H 3012/S 2061) filed by Reps. Tricia Farley-Bouvier of Pittsfield and Christine Barber of Somerville, and Sen. Brendan Crighton of Lynn, would permit all qualified residents, regardless of immigration status, to apply for and receive a standard state license under the state’s now-two-tiered system.

Fourteen states, including Connecticut and Vermont, have laws in place allowing all residents to acquire some type of license or permit regardless of immigration status, according to supporters. The Massachusetts legislation would not affect federal Real ID-compliant licenses, which require proof of citizenship or lawful residence as well as a Social Security number.

“This is a public safety bill. The passage of this bill will mean that all drivers in the commonwealth will be trained, will be licensed and will be insured,” Farley-Bouvier said. “When all drivers are trained, licensed and insured, all drivers, all passengers, all cyclists and pedestrians are safer.”

Barber reminded the Transportation Committee that Massachusetts already issues driver’s licenses to green card holders, foreign students and immigrants covered by the Deferred Action for Childhood Arrivals policy. Obtaining a standard driver’s license, she said, does not allow someone to vote, does not make them eligible for any public benefits they do not already receive and soon cannot be used to board an airplane.

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[Seaplane Pilot]

Originally Posted by thebix

https://boston.cbslocal.com/2019/09/...F9rWoobE3HY5X0

The legislation (H 3012/S 2061) filed by Reps. Tricia Farley-Bouvier of Pittsfield and Christine Barber of Somerville, and Sen. Brendan Crighton of Lynn, would permit all qualified residents, regardless of immigration status, to apply for and receive a standard state license under the state’s now-two-tiered system.

Fourteen states, including Connecticut and Vermont, have laws in place allowing all residents to acquire some type of license or permit regardless of immigration status, according to supporters. The Massachusetts legislation would not affect federal Real ID-compliant licenses, which require proof of citizenship or lawful residence as well as a Social Security number.

“This is a public safety bill. The passage of this bill will mean that all drivers in the commonwealth will be trained, will be licensed and will be insured,” Farley-Bouvier said. “When all drivers are trained, licensed and insured, all drivers, all passengers, all cyclists and pedestrians are safer.”

Barber reminded the Transportation Committee that Massachusetts already issues driver’s licenses to green card holders, foreign students and immigrants covered by the Deferred Action for Childhood Arrivals policy. Obtaining a standard driver’s license, she said, does not allow someone to vote, does not make them eligible for any public benefits they do not already receive and soon cannot be used to board an airplane.

Well thanks for setting me straight - I feel so much better now! Hopefully they all stay in MASSHOLECHUSETTS where they belong.

[Descant]

Issued by the DMV in Massachusetts? Now there's group that knows how to keep accurate, up to date, records. No illegal will ever slip through the cracks with those guys on the job. The day the first license is issued, won't the ACLU protest that it s discriminatory because it doesn't look like everybody else's license?
Love the testimony that says all these people will now be insured. We insure cars, not drivers. No car, no insurance. When I was in that business, it was well known that there were more uninsured drivers in MA per capita (Mandatory insurance) than in NH where insurance is not required.
I'm waiting to see the cross check when they find out they have issued 200+ licenses to the same single family residence address.

[ishoot308]

Originally Posted by Descant

Love the testimony that says all these people will now be insured. We insure cars, not drivers.

Ain't that the truth!! I noticed the same thing!!

[Biggd]

How did credit card versus cash morph into illegals getting licenses?
You people should just start a "We hate out of Staters" thread.
And I thought FLL was bad about changing the subject of threads.

[WinnisquamZ]

Originally Posted by Biggd

How did credit card versus cash morph into illegals getting licenses?
You people should just start a "We hate out of Staters" thread.
And I thought FLL was bad about changing the subject of threads.

Great isn’t! Like a dinner at conversation. Very fluid


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[Mr. V]

Originally Posted by Seaplane Pilot

Hopefully they all stay in MASSHOLECHUSETTS where they belong.

A pretty short-sighted view from someone who lives in the lakes region, an area which depends for its very survival on people from other states visiting and spending money locally.

'Twould be better to keep such xenophobic thoughts to yourself.

Besides, the make up of NH is changing: lots of liberals have moved in from other parts of the country.

Life is change.

[SAMIAM]

Originally Posted by Seaplane Pilot

The People's Republic of Massachusetts is considering a bill to give drivers licenses illegal aliens. Presumably some (if not all) of these will be Real ID compliant. So therefore, an illegal alien with a Real ID compliant license can have access to a Federal Building, but I, as an American citizen, cannot have access to a Federal Building if I don't have a Real ID compliant license. Are you freaking kidding me or what???

https://www.uptoboston.com/joint-hea...al-immigrants/

No surprises there....they seem to embrace lawbreakers. Recently gave a slap on the wrist and no jail time to demonstrators who assaulted cops in Boston

[Hillcountry]

Originally Posted by Top-Water

So If I have this correct in my mind. ?????

Example: You go out to a restaurant, you get a meal for $40.00 dollars and the bill comes and you put down $45.00 cash and the server says I'm sorry we only take credit cards.

What happens next? Are you going to be washing dishes all night. Is a free meal ? Expect FLL to be there every night? Seems Impossible that any place would refuse to take cash.

If that’s the case, you put the cash on the table and say “going once...”
I also find it very hard to believe any establishment can or would refuse cash.