Boat Insurance

jhnmdahl · 10-10-2015, 07:00 PM

Progressive's quote sounds about right, but be sure to check with whoever you use for auto or homeowners insurance - you may get a discount for having multiple insurance policies with the same company.

Progressive and State Farm were close in price for me, but I have a good relationship with my State Farm agent and have heard a few so-so reviews of Progressive's claim handling (although there were many positive experiences as well), so went with my existing State Farm agent.

HellRaZoR004 · 10-10-2015, 07:23 PM

Quote:

Originally Posted by jhnmdahl

Progressive's quote sounds about right, but be sure to check with whoever you use for auto or homeowners insurance - you may get a discount for having multiple insurance policies with the same company.

Progressive and State Farm were close in price for me, but I have a good relationship with my State Farm agent and have heard a few so-so reviews of Progressive's claim handling (although there were many positive experiences as well), so went with my existing State Farm agent.

I just switched from Progressive. They do NOT cover freeze damage, don't even offer extra coverage. Just something to consider.

JasonG · 10-13-2015, 10:05 PM

ski safe. A rated, cheaper then geico.

Formula260SS · 10-14-2015, 05:03 PM

My Boat US policy came up for renewal and after reading this post decided to shop it against Progressive. Boat US for my 26' Formula and 16' Whaler was about $900.00. Progresive came in at $466.00 for both. I will say that the Boat US Policy has more detail in it and seems a little more geared towards costal boats to me. I did the agreed value option and went with standard 100/300.

Having been on the lake a long time and the boats stay there my feeling is it's a low risk proposition for me personally. I have an impeccable driving record and do not indulge. No brainer for me......I just cut my costs in 1/2 thanks to the forum !!

10-14-2015, 05:03 PM	#4
Formula260SS Senior Member Join Date: Oct 2006 Location: NH Posts: 385 Thanks: 11 Thanked 76 Times in 51 Posts	Progressive vs. Boat US My Boat US policy came up for renewal and after reading this post decided to shop it against Progressive. Boat US for my 26' Formula and 16' Whaler was about $900.00. Progresive came in at $466.00 for both. I will say that the Boat US Policy has more detail in it and seems a little more geared towards costal boats to me. I did the agreed value option and went with standard 100/300. Having been on the lake a long time and the boats stay there my feeling is it's a low risk proposition for me personally. I have an impeccable driving record and do not indulge. No brainer for me......I just cut my costs in 1/2 thanks to the forum !!

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10-10-2015, 07:00 PM	#1
jhnmdahl Junior Member Join Date: Feb 2015 Location: Twin Cities, MN Posts: 6 Thanks: 1 Thanked 0 Times in 0 Posts	Progressive's quote sounds about right, but be sure to check with whoever you use for auto or homeowners insurance - you may get a discount for having multiple insurance policies with the same company. Progressive and State Farm were close in price for me, but I have a good relationship with my State Farm agent and have heard a few so-so reviews of Progressive's claim handling (although there were many positive experiences as well), so went with my existing State Farm agent.

10-13-2015, 10:05 PM	#3
JasonG Senior Member Join Date: May 2006 Posts: 310 Thanks: 48 Thanked 45 Times in 33 Posts	ski safe. A rated, cheaper then geico.