Mooring question?

Lakesrider · 06-02-2011, 07:23 AM

Not my boat but I saw it happen yesterday with all the wind. Some people caught the boat before it hit anything, and a small barge came out and put the boat back on another mooring ball. I was just wondering who was responsible. the mooring owner or the boat owner. But I guess your correct let the insurance companies deal with it.

Dave R · 06-02-2011, 09:59 AM

Quote:

Originally Posted by Lakesrider

Not my boat but I saw it happen yesterday with all the wind. Some people caught the boat before it hit anything, and a small barge came out and put the boat back on another mooring ball. I was just wondering who was responsible. the mooring owner or the boat owner. But I guess your correct let the insurance companies deal with it.

If this happened in Wolfeboro, I work with the son of the guy who rescued the free boat. We were just discussing it a few minutes ago...

NHBUOY · 06-02-2011, 10:21 AM

...the mooring ball and mooring are still in place.?..is the mooring line from boat to ball the boat owners, or was that part of the "mooring".?..the boat would be covered under the boat owners policy INITIALLY, but they (boat owners insurance company) will subrogate against the mooring "owner" depending on the answer to my question above...

NoBozo · 06-02-2011, 11:22 AM

Even if the mooring pendent "belongs to the mooring", (ie moorings owner) the boat owner is still "responsible" for providing adequate "chaffing gear" on the pendant where it goes over/through the deck chock, etc.

NB

AC2717 · 06-02-2011, 12:00 PM

both would be responsible for damages caused,
unless there is an agreement between the owner of the mooring and the boat owner, written contract or agreement that states that it is the boat owners responsibility, but even then it does not mean that the persons who's property was damaged (not the original boat owner) could still go after both the boat owner and the mooring owner.

it is all a case by case basis

Lakesrider · 06-03-2011, 09:53 AM

Thanks for the replies, and Yes it was in Wolfeboro. And when I said I couldn't find it in the insurance policy I mean I looked in my boats policy and there wasn't anything at all about moorings. Just made me wonder because I used to go to Block Island and would use a mooring there. Never thought about it. I think I'll call my insurance agent and ask. Knowledge is your friend.

jrc · 06-03-2011, 12:05 PM

Think about it from the victims point of view. I'm sitting on my million dollar yacht, drinking champagne with super-models, anchored in Wolfeboro Bay. The wind blows your unmanned boat into my boat causing me to spill my drink, upset my guests and scratching my boat.

Who is my lawyer going to call? You the boat owner.

Will he be deterred when you tell him stories about mooring balls, shackels and chaffing gear. No, but he may call the mooring owner, just in case you don't have enough money to pay.

Now maybe you or your insurance company will go after the mooring owner but that's your business. Your boat hits my boat, you pay me.

Dave R · 06-03-2011, 01:38 PM

Quote:

Originally Posted by jrc

Think about it from the victims point of view. I'm sitting on my million dollar yacht, drinking champagne with super-models, anchored in Wolfeboro Bay. The wind blows your unmanned boat into my boat causing me to spill my drink, upset my guests and scratching my boat.

I read this and all I can think of is Rodney Dangerfield admonishing Ted Knight with "you scratched my anchor!"

SIKSUKR · 06-03-2011, 02:49 PM

Quote:

Originally Posted by Dave R

I read this and all I can think of is Rodney Dangerfield admonishing Ted Knight with "you scratched my anchor!"

Wow scary. Before I got to your post I said out loud "hey, you scratched my anchor"

06-02-2011, 12:00 PM	#5
AC2717 Senior Member Join Date: Apr 2007 Location: Maynard, MA & Paugus Bay Posts: 2,616 Thanks: 756 Thanked 369 Times in 277 Posts	both would be responsible for damages caused, unless there is an agreement between the owner of the mooring and the boat owner, written contract or agreement that states that it is the boat owners responsibility, but even then it does not mean that the persons who's property was damaged (not the original boat owner) could still go after both the boat owner and the mooring owner. it is all a case by case basis __________________ Capt. of the "No Worries"

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06-02-2011, 07:23 AM	#1
Lakesrider Senior Member Join Date: Jun 2007 Posts: 2,129 Thanks: 380 Thanked 1,016 Times in 345 Posts	Not my boat but I saw it happen yesterday with all the wind. Some people caught the boat before it hit anything, and a small barge came out and put the boat back on another mooring ball. I was just wondering who was responsible. the mooring owner or the boat owner. But I guess your correct let the insurance companies deal with it.

06-02-2011, 10:21 AM	#3
NHBUOY Senior Member Join Date: May 2005 Location: Loon Mtn. winters...Meredith Neck summers Posts: 398 Thanks: 288 Thanked 94 Times in 60 Posts	...the mooring ball and mooring are still in place.?..is the mooring line from boat to ball the boat owners, or was that part of the "mooring".?..the boat would be covered under the boat owners policy INITIALLY, but they (boat owners insurance company) will subrogate against the mooring "owner" depending on the answer to my question above...

06-02-2011, 11:22 AM	#4
NoBozo Senior Member Join Date: Jun 2008 Location: Portsmouth. RI Posts: 2,231 Thanks: 400 Thanked 460 Times in 308 Posts	Even if the mooring pendent "belongs to the mooring", (ie moorings owner) the boat owner is still "responsible" for providing adequate "chaffing gear" on the pendant where it goes over/through the deck chock, etc. NB

06-03-2011, 09:53 AM	#6
Lakesrider Senior Member Join Date: Jun 2007 Posts: 2,129 Thanks: 380 Thanked 1,016 Times in 345 Posts	Thanks for the replies, and Yes it was in Wolfeboro. And when I said I couldn't find it in the insurance policy I mean I looked in my boats policy and there wasn't anything at all about moorings. Just made me wonder because I used to go to Block Island and would use a mooring there. Never thought about it. I think I'll call my insurance agent and ask. Knowledge is your friend.

06-03-2011, 12:05 PM	#7
jrc Senior Member Join Date: Apr 2004 Location: NH Posts: 2,689 Thanks: 33 Thanked 439 Times in 249 Posts	Think about it from the victims point of view. I'm sitting on my million dollar yacht, drinking champagne with super-models, anchored in Wolfeboro Bay. The wind blows your unmanned boat into my boat causing me to spill my drink, upset my guests and scratching my boat. Who is my lawyer going to call? You the boat owner. Will he be deterred when you tell him stories about mooring balls, shackels and chaffing gear. No, but he may call the mooring owner, just in case you don't have enough money to pay. Now maybe you or your insurance company will go after the mooring owner but that's your business. Your boat hits my boat, you pay me.

The Following User Says Thank You to Dave R For This Useful Post:
jrc (06-03-2011)