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#1 |
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Senior Member
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Yes, that's very true, but a homeowner can also hire their own insurance adjuster to represent their interest so it would be one homeowner adjuster vs the other insurance company adjuster. Looking at a fire related insurance claim, it can probably be very complex with all sorts or building code rules that apply. As a homeowner, am I capable of representing myself or am I better off hiring an insurance adjuster?
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.... Banned for life from local thrift store!
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#2 |
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Senior Member
Join Date: Oct 2004
Location: Alton
Posts: 1,908
Blog Entries: 1
Thanks: 533
Thanked 579 Times in 260 Posts
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In the two cases we've had where we had to work with our insurance company's adjuster we found them to be very fair, thorough, and had a positive experience. We were allowed to dispute their findings and even request the claim to be re-opened once it was settled.
However, we documented everything, saved every receipt, letter, and form we we received, read the fine print, and asked a lot of questions. It's hard to keep track of everything you're being told when you're stressed out by a major issue with your home. I'd imagine the insurance adjusters have a very difficult job. Yes, adjusters have to protect the insurance company but the insurance companies also want to keep their customers. I feel bad for anyone who loses their home to a fire.... as dry as things have been lately, it's amazing that this didn't spread into the woods more. Kudos to the local fire departments for keeping this one contained! |
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#3 |
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Senior Member
Join Date: Apr 2006
Posts: 332
Thanks: 0
Thanked 51 Times in 26 Posts
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WOW! the firefighters made one hell of a stop! I tip my hat to them for the stop. The location of the home and type of fire load they had tells me that they had their hands full from the start. Great job!
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#4 | |
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Senior Member
Join Date: Feb 2008
Location: Gilford, NH / Welch Island
Posts: 6,534
Thanks: 2,455
Thanked 5,468 Times in 2,143 Posts
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Kudos to the G.F.D.!! Dan |
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#5 |
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Senior Member
Join Date: Apr 2004
Location: NH
Posts: 2,689
Thanks: 33
Thanked 439 Times in 249 Posts
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We took a ride there after the sixth or seven fire engine went by. We parked in front Belknap Point Motel and walked in.
From the rear we could see right in the third story windows during the fire. My bet is that they will have to knock the whole place down. The fire was well up into the roof framing and the metal roof is obviously heat damaged. The second floor is at grade level in the back and water was pouring out six inches deep. My guess is the only salvagable part is the foundation and maybe those stone supports in the front. We went by the front of the house on Sunday by car and then by boat. Too bad it burned, as it looked very nice and pretty well set into the landscape, they left a ton of trees on the water side of Scenic Drive. Does anyone know who the builder or the owner are? Lot's of people at the fire had opinions on the cause, I will not repeat them. Thankfully no one was hurt. |
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#6 |
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Senior Member
Join Date: Apr 2004
Location: NJ
Posts: 535
Thanks: 86
Thanked 47 Times in 27 Posts
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I know exactly where that is. We often take the scenic route from Alton to the Weirs and go past that location. I recognize the house on the other side of the road, the one with the stones on the bottom level. I even have a postcard of that house since it has the name that is the same as my last name.
I hate to hear these stories. Happens far to often during construction and renovation. There is a house near me here in Jersey that burned - twice - during renovation. How heartbreaking for the owners. nj2nh
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#7 | |
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Deceased Member
Join Date: Jul 2006
Location: Gilford, NH
Posts: 2,311
Thanks: 1,070
Thanked 2,054 Times in 497 Posts
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Quote:
From the pics, it looks like the home owner was actually very lucky he spotted it. If this was football... they held that fire to a field goal. ![]() Cheers to all the firemen that protect us, on duty and off. It went to three alarms and fire companies responded from as far away as Holderness.For all the complaining about proerty taxes I'm glad I don't have to worry about that clown that let that guys house burn down and kill his pets over a missed $75 fee. ( Yes I know, most of the firemen wanted to help, but were ordered to stand down.) This is just a statement not a rant.
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"Before you criticize someone, walk a mile in his shoes. That way, if he gets angry he'll be a mile away and barefoot!" unknown |
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ApS (10-15-2010) | ||
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#8 | |
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Senior Member
Join Date: Mar 2008
Location: Welch Island and The Taylor Community
Posts: 3,386
Thanks: 1,260
Thanked 2,148 Times in 983 Posts
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