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Old 10-11-2010, 09:41 AM   #1
fatlazyless
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Originally Posted by dan View Post
The Insurance adjusters job is to protect the insurance company
Yes, that's very true, but a homeowner can also hire their own insurance adjuster to represent their interest so it would be one homeowner adjuster vs the other insurance company adjuster. Looking at a fire related insurance claim, it can probably be very complex with all sorts or building code rules that apply. As a homeowner, am I capable of representing myself or am I better off hiring an insurance adjuster?
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Old 10-11-2010, 10:22 AM   #2
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In the two cases we've had where we had to work with our insurance company's adjuster we found them to be very fair, thorough, and had a positive experience. We were allowed to dispute their findings and even request the claim to be re-opened once it was settled.

However, we documented everything, saved every receipt, letter, and form we we received, read the fine print, and asked a lot of questions. It's hard to keep track of everything you're being told when you're stressed out by a major issue with your home. I'd imagine the insurance adjusters have a very difficult job.

Yes, adjusters have to protect the insurance company but the insurance companies also want to keep their customers.

I feel bad for anyone who loses their home to a fire.... as dry as things have been lately, it's amazing that this didn't spread into the woods more. Kudos to the local fire departments for keeping this one contained!
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Old 10-11-2010, 11:26 AM   #3
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WOW! the firefighters made one hell of a stop! I tip my hat to them for the stop. The location of the home and type of fire load they had tells me that they had their hands full from the start. Great job!
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Old 10-11-2010, 11:44 AM   #4
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WOW! the firefighters made one hell of a stop! I tip my hat to them for the stop. The location of the home and type of fire load they had tells me that they had their hands full from the start. Great job!
I agree 100%! After seeing the size of the fire from my place on Welch then driving by it this morning on our way to work, I couldn't believe anything was left standing. They did a heck of a job getting it under control quickly and at least partially saving it.

Kudos to the G.F.D.!!

Dan
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Old 10-11-2010, 02:22 PM   #5
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We took a ride there after the sixth or seven fire engine went by. We parked in front Belknap Point Motel and walked in.

From the rear we could see right in the third story windows during the fire. My bet is that they will have to knock the whole place down. The fire was well up into the roof framing and the metal roof is obviously heat damaged. The second floor is at grade level in the back and water was pouring out six inches deep. My guess is the only salvagable part is the foundation and maybe those stone supports in the front.

We went by the front of the house on Sunday by car and then by boat. Too bad it burned, as it looked very nice and pretty well set into the landscape, they left a ton of trees on the water side of Scenic Drive.

Does anyone know who the builder or the owner are? Lot's of people at the fire had opinions on the cause, I will not repeat them.

Thankfully no one was hurt.
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Old 10-11-2010, 02:38 PM   #6
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I know exactly where that is. We often take the scenic route from Alton to the Weirs and go past that location. I recognize the house on the other side of the road, the one with the stones on the bottom level. I even have a postcard of that house since it has the name that is the same as my last name.

I hate to hear these stories. Happens far to often during construction and renovation. There is a house near me here in Jersey that burned - twice - during renovation. How heartbreaking for the owners.

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Old 10-11-2010, 05:11 PM   #7
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Quote:
Originally Posted by Coolbreeze View Post
WOW! the firefighters made one hell of a stop! I tip my hat to them for the stop. The location of the home and type of fire load they had tells me that they had their hands full from the start. Great job!
The boss, AKA "she who must be obeyed" is friends with the folks that own Belknap Point. Story is, one of the guests at BP was a fireman, he was out on the deck and spotted it as soon as it started. The hotel quickly contacted the Gilford FD and they were on scene very quickly.

From the pics, it looks like the home owner was actually very lucky he spotted it. If this was football... they held that fire to a field goal.

Cheers to all the firemen that protect us, on duty and off. It went to three alarms and fire companies responded from as far away as Holderness.

For all the complaining about proerty taxes I'm glad I don't have to worry about that clown that let that guys house burn down and kill his pets over a missed $75 fee. ( Yes I know, most of the firemen wanted to help, but were ordered to stand down.) This is just a statement not a rant.
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Old 10-12-2010, 06:32 AM   #8
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Today's Citizen:

Quote:
Probe into 3-alarm blaze continuing
Gilford:
By HARRISON HAAS
Tuesday, October 12, 2010

Authorities are working to pinpoint the cause of a three-alarm fire that severely damaged a house overlooking Lake Winnipesaukee which was under construction.

Fire crews and equipment from nine area departments battled the blaze at the post-and-beam structure at 119 Belknap Point Road Saturday evening.

As of Monday the cause of the fire had not been determined.

Crews acted quickly and were able to put the fire out before it was able to spread. Captain Michael Balcom said Monday that the department handled the situation with only one engine.

The home which was valued at $1 million, according to officials.

Call Firefighter Marty Barrett arrived on scene and reported that the building was well-involved in fire, which activated the first alarm. A second alarm was requested after the Gilford's Engine 2 arrived on scene at 6:10 p.m., reporting heavy fire. The request for a third alarm came 20 minutes later as crews began drafting water from Lake Winnipesaukee nearly 800 feet away and there was need for addition water supply and manpower needs. Deputy Chief Stephen Carrier said the Gilford fire boat was activated to help supplement the water supply.

The fire was officially placed under control at 7:09 p.m., but some fire crews remained on the scene until just before 10 p.m.

"With the amount of fire showing upon my arrival, I'm impressed by how quickly we were able to control the fire," said Chief John Beland, who was impressed by the effort of the firefighters on scene.

In the pre-dawn hours Sunday firefighters had to return when some of the fire debris rekindled.

According to fire officials, the building was unoccupied at the time of the fire since the residence was currently under construction. Carrier said the three-story post and beam, open concept construction contributed to the rapid spread of the fire. The second and third floors sustained severe fire damage while the garage and basement area suffered water damage.

No injuries were reported to civilians or firefighters. The cause of the fire is being investigated by the Gilford Fire Rescue, Gilford Police Department, Lakes Region Mutual Aid and the NH State Fire Marshal's Office. The cause remains undetermined at this time.

Gilford Fire Rescue units were assisted at the scene by companies from Laconia, Meredith, Belmont, Tilton-Northfield, Alton, Center Harbor, Holderness, Franklin, and New Hampton, while engines from Sanbornton and Gilmanton and an ambulance from Belmont covered the Gilford Station.
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