Sea Tow

Long Pine · 06-22-2010, 09:47 PM

As posted above, your boaters insurance may cover towing. This thread made me curious so I checked my policy. Included in my policy is a rider covering reimbursement for "Emergency Watercraft Towing and Labor" at $300 per incident. The cost that the rider added to the annual premium for the insurance was $17. Seems like a good deal relative to the other numbers being thrown around. Of course you would have to pay a towing company up front and then file for reimbursement from the insurer which is less convenient. I have never had to test them with claims reimbursement so I can't comment on that either. In any case, the policy is with Progressive and it was written through the J Clifton Avery agency in Wolfeboro in case anyone wants to check out your insurance options.

jrc · 06-22-2010, 09:56 PM

If you have coverage from your insurance, who will you call when you breakdown?

If you call someone and you don't already have an agreement, make sure you get it in writing before they hook up a line. You want a tow not a salvage. Not likely to be an issue for a simple breakdown on the lake, but could be if you hit rocks or are swamped by waves.

Search the internet on towing vs salvage, a boat is not a car.

upthesaukee · 06-22-2010, 10:16 PM

Inland water, no trailer, was $63 including $5 donation to BoatUS Foundation.

Greene's Basin Girl · 06-22-2010, 11:33 PM

Quote:

Originally Posted by upthesaukee

Inland water, no trailer, was $63 including $5 donation to BoatUS Foundation.

I switched from Boat US to Sea Tow a few years ago. I am all over the lake and I see the Sea Tow boats much more than US Boat. In fact someone was fishing off a Sea Tow boat yesterday when I was out enjoying the lake. I pay $119.00 a year for unlimited towing on Lake Winnipesaukee. I have never had to call them, but it is peace of mind knowing they are only a cell phone call away.

Irrigation Guy · 06-23-2010, 08:53 AM

With my Boat/US inlandwater towing is only $39.00, seems like a no brainer to me.

Ropetow · 06-23-2010, 11:55 AM

I just renewed my Boat US membership a week or so ago. I think the unlimited towing was in the $60 range. Last year I had a $150 towing limit, and that was far exceeded by the tow when my impeller crapped out.

Irrigation Guy · 06-23-2010, 07:08 PM

I don't think I got a special deal or anything you guys should check your BoatUS membership paperwork, mine says unlimited freshwater towing $39.00.

This is not with my insurance, this is with my BoatUS membership.

Jersey Guy · 06-24-2010, 05:30 AM

There seem to be plenty of options here, which is a good thing, depending on what works best for you, thanks for all of the feedback, bottom line is I will definately keep my Sea Tow or convert to something else (through insurance or otherwise) and hope I never need to use it! Thanks again.

SAMIAM · 06-26-2010, 09:34 AM

I vote for BoatUS, not only for towing but many other reasons. We got graphics on line for about 1/4 $ of a paint job. My insurance company dumped my boat coverage when I started towing to Florida.....we changed to BoatUS and not only got coverage for inland lakes and waterways, but ocean use as well........for less money. They do it all.

ishoot308 · 06-27-2010, 07:37 PM

Well here I was thinking this weekend what the heck do I need Sea Tow for! I have been a member for three years now and have two relatively new boats that have been for the most part problem free. Well lo and behold I no sooner finish reading this thread and start questioning myself and my boat acts up and won't start at my island camp dock!!

Since I have an Eveinrude Etec outboard, Thurstons Marina is the only one who can service and handle warranty work on the lake (they are great by the way!). So I make a quick call to Sea Tow and he heads right over to my camp on Welch Island, hooks up my boat and tows it over to Thurston's free of charge!! The bill would have been $225.00 had I not been a member!!

Guess I'll keep my Sea Tow membership!!!!!

Dan

NHskier · 06-27-2010, 09:28 PM

iShoot308 - we saw your boat being towed in in today by Sea Tow. We have a slip at Thurston's and had come in & tied up for a bit to wait out a shower. Sea Tow dropped it off at the gas dock, then the service folks moved it in to the service dock.

No question the Sea Tow operator knew what they were doing. Makes me glad that we too have Sea Tow coverage.

06-22-2010, 09:47 PM	#1
Long Pine Senior Member Join Date: Apr 2007 Posts: 93 Thanks: 12 Thanked 33 Times in 12 Posts	Check your boat insurance As posted above, your boaters insurance may cover towing. This thread made me curious so I checked my policy. Included in my policy is a rider covering reimbursement for "Emergency Watercraft Towing and Labor" at $300 per incident. The cost that the rider added to the annual premium for the insurance was $17. Seems like a good deal relative to the other numbers being thrown around. Of course you would have to pay a towing company up front and then file for reimbursement from the insurer which is less convenient. I have never had to test them with claims reimbursement so I can't comment on that either. In any case, the policy is with Progressive and it was written through the J Clifton Avery agency in Wolfeboro in case anyone wants to check out your insurance options.

06-22-2010, 10:16 PM	#3
upthesaukee Senior Member Join Date: Jan 2003 Location: Alton Bay Posts: 5,616 Blog Entries: 2 Thanks: 2,483 Thanked 1,988 Times in 1,088 Posts	BoatUS Inland water, no trailer, was $63 including $5 donation to BoatUS Foundation. __________________ I Live Here... I am always UPTHESAUKEE !!!!

06-27-2010, 07:37 PM	#10
ishoot308 Senior Member Join Date: Feb 2008 Location: Gilford, NH / Welch Island Posts: 6,537 Thanks: 2,455 Thanked 5,468 Times in 2,143 Posts	Get it! You Won't Regret It! Well here I was thinking this weekend what the heck do I need Sea Tow for! I have been a member for three years now and have two relatively new boats that have been for the most part problem free. Well lo and behold I no sooner finish reading this thread and start questioning myself and my boat acts up and won't start at my island camp dock!! Since I have an Eveinrude Etec outboard, Thurstons Marina is the only one who can service and handle warranty work on the lake (they are great by the way!). So I make a quick call to Sea Tow and he heads right over to my camp on Welch Island, hooks up my boat and tows it over to Thurston's free of charge!! The bill would have been $225.00 had I not been a member!! Guess I'll keep my Sea Tow membership!!!!! Dan

06-27-2010, 09:28 PM	#11
NHskier Senior Member Join Date: Aug 2006 Posts: 298 Thanks: 45 Thanked 37 Times in 34 Posts	iShoot308 - we saw your boat being towed in in today by Sea Tow. We have a slip at Thurston's and had come in & tied up for a bit to wait out a shower. Sea Tow dropped it off at the gas dock, then the service folks moved it in to the service dock. No question the Sea Tow operator knew what they were doing. Makes me glad that we too have Sea Tow coverage. __________________ NHskier

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06-22-2010, 09:56 PM	#2
jrc Senior Member Join Date: Apr 2004 Location: NH Posts: 2,689 Thanks: 33 Thanked 439 Times in 249 Posts	If you have coverage from your insurance, who will you call when you breakdown? If you call someone and you don't already have an agreement, make sure you get it in writing before they hook up a line. You want a tow not a salvage. Not likely to be an issue for a simple breakdown on the lake, but could be if you hit rocks or are swamped by waves. Search the internet on towing vs salvage, a boat is not a car.

06-23-2010, 08:53 AM	#5
Irrigation Guy Senior Member Join Date: Aug 2006 Location: Moultonborough, NH Posts: 484 Thanks: 89 Thanked 138 Times in 72 Posts	With my Boat/US inlandwater towing is only $39.00, seems like a no brainer to me.

06-23-2010, 11:55 AM	#6
Ropetow Senior Member Join Date: May 2007 Location: Rochester, NH / Bartlett, NH Posts: 322 Thanks: 228 Thanked 33 Times in 13 Posts	I just renewed my Boat US membership a week or so ago. I think the unlimited towing was in the $60 range. Last year I had a $150 towing limit, and that was far exceeded by the tow when my impeller crapped out.

06-23-2010, 07:08 PM	#7
Irrigation Guy Senior Member Join Date: Aug 2006 Location: Moultonborough, NH Posts: 484 Thanks: 89 Thanked 138 Times in 72 Posts	I don't think I got a special deal or anything you guys should check your BoatUS membership paperwork, mine says unlimited freshwater towing $39.00. This is not with my insurance, this is with my BoatUS membership.

06-24-2010, 05:30 AM	#8
Jersey Guy Senior Member Join Date: Jun 2010 Posts: 55 Thanks: 33 Thanked 12 Times in 6 Posts	There seem to be plenty of options here, which is a good thing, depending on what works best for you, thanks for all of the feedback, bottom line is I will definately keep my Sea Tow or convert to something else (through insurance or otherwise) and hope I never need to use it! Thanks again.

06-26-2010, 09:34 AM	#9
SAMIAM Senior Member Join Date: Apr 2004 Location: Moultonborough Posts: 2,937 Thanks: 349 Thanked 1,708 Times in 602 Posts	I vote for BoatUS, not only for towing but many other reasons. We got graphics on line for about 1/4 $ of a paint job. My insurance company dumped my boat coverage when I started towing to Florida.....we changed to BoatUS and not only got coverage for inland lakes and waterways, but ocean use as well........for less money. They do it all.