Snowmobile Insurance

SPT13 · 01-07-2010, 09:57 AM

Wish I had seen this before!! Came into work Mon morning after the long weekend to find that someone had cut the lock to our fenced in yard. Stole my white Snow Dock clamshell traler, 94 Arctic Cat Panter Deluxe, & 2000 Polaris 600 touring sled. Had never thought about having insurance on the toys

Smitty1 · 01-07-2010, 11:30 AM

I just called Kurt Wicks Allstate and they are outstanding.

Had a quote in about 10 minutes.

My Liberty Mutual policy for 2 sleds was $392 with $500 deductibles

My new Allstate policy is $173 with $100 deductibles!

Thats alot of gas for the sleds!!!!!

Smitty

BroadHopper · 01-07-2010, 12:07 PM

is the local Allstate rep if you want to stay local. Very courteous guy.

Because I have my properties insured with Hartford, my sled and trailer premium is below $100.

MAXUM · 01-18-2010, 05:33 PM

Best bet is to go with a larger carrier, that way you have no worries about crossing state lines or going into Canada, although you if you venture into Canada it'd be advisable to check with your insurance company to be sure they will cover you up there. Theft is a HUGE problem in Canada.

I have full coverage on both my machines via State Farm with $100.00 deductibles on each. Cost is $100 and $106 per sled per year respectively. That's for identical coverage as posted for Allstate earlier.

Even your sea doo coverage seems pretty high. I'd consider getting a quote for that if your in the process of shopping around.

ishoot308 · 01-19-2010, 08:47 PM

Quote:

Originally Posted by MAXUM

Best bet is to go with a larger carrier, that way you have no worries about crossing state lines or going into Canada, although you if you venture into Canada it'd be advisable to check with your insurance company to be sure they will cover you up there. Theft is a HUGE problem in Canada.

I have full coverage on both my machines via State Farm with $100.00 deductibles on each. Cost is $100 and $106 per sled per year respectively. That's for identical coverage as posted for Allstate earlier.

Even your sea doo coverage seems pretty high. I'd consider getting a quote for that if your in the process of shopping around.

Hi Maxum;

Is that for year round coverage or seasonal?? The reason I ask is I have State farm for my home, auto and umbrella policy and have been with them for 20 + years. They could not even come close to Allstate for Snowmobiles and Progressive for my boats...

Dan

01-07-2010, 09:57 AM	#1
SPT13 Senior Member Join Date: Jan 2009 Location: Weymouth Ma/Gilford when I can! Posts: 63 Thanks: 119 Thanked 7 Times in 7 Posts	A little late ! Wish I had seen this before!! Came into work Mon morning after the long weekend to find that someone had cut the lock to our fenced in yard. Stole my white Snow Dock clamshell traler, 94 Arctic Cat Panter Deluxe, & 2000 Polaris 600 touring sled. Had never thought about having insurance on the toys

01-07-2010, 12:07 PM	#3
BroadHopper Senior Member Join Date: Oct 2004 Location: Laconia NH Posts: 5,667 Thanks: 3,282 Thanked 1,132 Times in 814 Posts	Thom Francouer is the local Allstate rep if you want to stay local. Very courteous guy. Because I have my properties insured with Hartford, my sled and trailer premium is below $100. __________________ Someday may never be an actual day.

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01-07-2010, 11:30 AM	#2
Smitty1 Senior Member Join Date: Jan 2006 Location: Moultonborough, NH Posts: 142 Thanks: 44 Thanked 14 Times in 5 Posts	I just called Kurt Wicks Allstate and they are outstanding. Had a quote in about 10 minutes. My Liberty Mutual policy for 2 sleds was $392 with $500 deductibles My new Allstate policy is $173 with $100 deductibles! Thats alot of gas for the sleds!!!!! Smitty

01-18-2010, 05:33 PM	#4
MAXUM Senior Member Join Date: Apr 2004 Location: Kuna ID Posts: 2,755 Thanks: 244 Thanked 1,942 Times in 802 Posts	Best bet is to go with a larger carrier, that way you have no worries about crossing state lines or going into Canada, although you if you venture into Canada it'd be advisable to check with your insurance company to be sure they will cover you up there. Theft is a HUGE problem in Canada. I have full coverage on both my machines via State Farm with $100.00 deductibles on each. Cost is $100 and $106 per sled per year respectively. That's for identical coverage as posted for Allstate earlier. Even your sea doo coverage seems pretty high. I'd consider getting a quote for that if your in the process of shopping around.