Flood Insurance ?

Shedwannabe · 01-05-2010, 02:13 PM

I was in Iowa and looked at the flood maps - we were just a few inches above the 500 year flood plane. In 1993 our house was NOT under water.... but many who were in the 500 year flood plane were, and everyone in the 100 year flood plane. A year and a half ago (having sold our home before then) our house was surrounded by water, but it didn't actually come into the house. Everyone in the 500 year flood plane was flooded, and of course everyone in the 100 year flood plane was wiped out (many have not rebuilt their homes, just tore them down). Interestingly, our neighbors on the UPHILL side of us had $30,000 in flood damage... because they had a basement. I think our old house might have been the only one in the entire development that didn't sustain flood damage. However, the yard was totally wrecked from being underwater for two months.

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01-05-2010, 02:13 PM	#14
Shedwannabe Senior Member Join Date: Mar 2009 Location: Laconia Posts: 133 Thanks: 3 Thanked 22 Times in 15 Posts	I was in Iowa and looked at the flood maps - we were just a few inches above the 500 year flood plane. In 1993 our house was NOT under water.... but many who were in the 500 year flood plane were, and everyone in the 100 year flood plane. A year and a half ago (having sold our home before then) our house was surrounded by water, but it didn't actually come into the house. Everyone in the 500 year flood plane was flooded, and of course everyone in the 100 year flood plane was wiped out (many have not rebuilt their homes, just tore them down). Interestingly, our neighbors on the UPHILL side of us had $30,000 in flood damage... because they had a basement. I think our old house might have been the only one in the entire development that didn't sustain flood damage. However, the yard was totally wrecked from being underwater for two months.