Buying a lake community home in the winter

[Couple of Lakers]

Originally Posted by TiltonBB

I have a different experience. The SF house in Florida I had built in 2007 was 2570 Sq Ft in an HOA with 1890 Homes. The monthly condo fee was $220 and included cable, lawn mowing, fertilizing, and irrigation maintenance. You couldn't buy those services yourself for that. The irrigation was fed by ponds in the community so irrigation water was not something that was on my water bill. It had a resort style pool and the community was gated. Insurance was about 1,800. I closed on the current SW Florida house in May, 2021. It is a little larger and the insurance is about $2,200. Recently, 11 insurance companies announced they are returning or entering the Florida market so that may help create competition and hold down price increases. I am fortunate to be able to summer in Gilford and winter in Florida. After over 50 years spending some or all of every summer on Winnipesaukee it would be a tough decision if I had to pick one place to be year round. I hope it doesn't come to that but who knows what life will throw at you.

That sounds like a wonderful place! Can we ask where it is? We were looking at the Englewood and Punta Gorda area. From what we have seen it's more old school Florida with an average age about us and pretty laid back. We have friends that have moved there and they love it.