If it’s 2-3ft thick and 50 Ford F-150’s out there it’s pretty safe if you use common sense. A lot of winters lately it has not hit that thick. In some places roads open up that are on ice that run 18 wheelers.
But keep in mind if you have problems out there you are probably not covered.
I used to go Ice racing with my Audi on the lake years ago. Lot of fun.
Don’t go near moving water