After living on the seacoast for almost all my life we are happy as can be to live in Gilford. My businesses are still in Dover so I have to commute, but hate it down there. Dover has gone to hell. Talk about taxes! Gilford is very inexpensive compared to the seacoast.
You may save a few bucks living in Tuftonboro or Moultonborough, but you would be very isolated. I have tons of privacy, a killer view, and can be on my boat in 7 minutes. 10 min to a grocery store, Lowes, concerts, and various restaurants.
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