Quote:
Originally Posted by TMI Guy
So, according to you at a minimum self-insured plans can have a higher premium for tobacco users, and apparently (again, according to you) so can ACA plans and group plans that cover fewer than 150 employees. Thank you.
Approximately 54,500 health plans filed a Form 5500 for 2015, an increase of nearly 6 percent from the health plans that filed a Form 5500 for 2014. Of health plans filing a 2015 Form 5500, about 22,900 were self-insured and approximately 3,900 mixed self-insurance with insurance (“mixed-insured”). Self-insured plans that filed a Form 5500 covered approximately 34 million participants in 2015 and held assets totaling about $84 billion. In 2015 there were nearly 26 million participants covered by mixed-insured group health plans; these mixed-insured group health plans held almost $135 billion in assets.
https://www.dol.gov/sites/dolgov/fil...plans-2018.pdf
Very rare indeed. In 2015, 42% of health plans with about 34 million participants reported to the Department of Labor on Form 5500 by employers were disclosed to be fully self-insured. Sorry, a quick search brought me to data only as new as 2015.
The kind of health insurance I have has nothing to do with the simple overall question regarding higher premiums for tobacco users, which for whatever reason you seemed to be having a very hard time answering. |
Yes the type has everything to do with this. That’s where this all originated from. If you were honest and forthcoming from the start I would of had all the pertinent information.
You don’t want to give me your plan fine I don’t know what the big secret is it’s not a matter of national security.