Quote:
Originally Posted by TMI Guy
OMG. How is honesty involved with this? Please explain how the type of health insurance that I have has anything to do with the basic question here: whether or not health insurance premiums can be higher for those who use tobacco, other than that my coverage has such a provision.
Do we agree that some types of health insurance can and do charge a higher premium for tobacco users? Simple question, yes or no. A yes answer and we can each go on our separate ways, and simply dispense with any further discussion about how common this is or not.
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I did say that, self insured plans can have surcharges that traditional plans cannot. Refer back to the original posts. Also I stated I assumed you had traditional coverage because in this day and age self insurance is very rare especially for medical insurance.
I also said you should have been more forthcoming and stated the origin of your employers policy.
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