No accusation here and no knowledge of this situation: But many people in jobs that rely heavily on tips do not report ALL of their income for tax purposes. (There's a surprise!)
That may save when it comes to paying taxes but doesn't help when something like a stimulus check is based on the income reported on the tax return. That is an example of "gaming the system" that didn't work out.
Again, I do not know what applies in this situation.
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