Quote:
Originally Posted by ApS
In my case, the enclosed car trailer was more costly (new) than any car I stored in it.
Under what policy would the trailer be covered, should a trailer fire result in loss of both car and trailer?
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Under my policies, a trailer (and its contents) are covered by the insurance of the vehicle I am towing it with. Additionally, I have a policy specific to both my enclosed car trailer and my boat trailer, which covers theft of the trailer, and the contents at all times (stored along side the house, at a job site, rental property etc), as well as damage; acts of god, fire, vandalism, accident etc. I believe this costs me an additional ~200 a year.
This allows me to have full coverage while towing a trailer that does not belong to me (helping my folks move their enclosed trailer, helping a friend out, borrowing a trailer etc.) as well as full coverage on my own personal trailers when they are not in use.