Having your VHF on 16 is definately not mandatory but if I am in the boat it is ALWAYS one of the 3 channels I scan.
And yes, maritime Code is if you see a boat in distress you (as a good Captain) are duty bound to lend assistance in whatever fashion you are capable.
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A bad day on the Big Lake (although I've never had one) - Still beats a day at the office!!
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