Quote:
Originally Posted by Irish mist
Advantage Plans are cost-saving, there is no doubt about that and work well, especially when you are young and healthy. My concern is that many people don't know that once you enroll in an Advantage Plan in most states, not all, if some health issues arise, you will be subjected to medical underwriting and not be allowed back into original Medicare.
If you enroll in original Medicare at 65 you are guaranteed to be let in regardless of pre-existing conditions.
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All this has always been a head-scratcher for me despite hours of research. I enrolled in Plan B plus an Advantage plan at 65. Isn't Plan B "original Medicare"?