The credit card, physical address and PO Box problems are getting more of an issue, mainly for security & fraud protection. I had same problems. AT&T on web says no service north, and therefore will not create an account. I do not get mail at house, as I use PO Box. Using the ZIP + 4 will provide some help, when buying anything on line. I work in a business that takes some phone orders; when we key in a c/c number, we are asked if card is present; we then need to enter the card's billing address, which is a fraud protection! It may be different than a shipping address! Same procedure is used when we have a damaged card.
Go to an AT&T store, a reseller like Small Dog Electronics, or Apple store, and there is not an issue, when buying an Apple data or phone device!
The work-arounds are pretty common sense.
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