We've had a submersible pump for many years--actually, I think we're on the second one. Our water out of the kitchen tap tested just fine with a little bit of bacteria, so we never had any sort of filter system and we've never carried bottled water. One family member wanted filtered water since that's what she was used to at home so she had "Secondwind" out of Bedford NH install a reverse osmosis system in the kitchen, for cooking, brushing teeth and the fridge icemaker. They were great. My wife ands I don't use it, but if we did, I'd install a Point of Entry system to feed showers, bathrooms, everything instead of just the kitchen sink.
Summary, I love the submersible pump. If I had electrical concerns, I'd buy a floating alarm system the detects stray voltage in the area.
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