Poor Richard comes from a couple things...
The short version is, it's a euphemism of sorts and it also happens to be the name of the font I use for my company.
The company font aside, the longer PG-13 version is:
On another forum, in the for sale section there were always a few members lowballing or, my favorite, "I'll have the cash in 2 weeks, can you hold it for me?" When in actuality these individuals never seemed to make a purchase on anything ever........ever.
From that, the term "brokedick" was eventually the label those select few had to live with and me being me, I found that to be exceptionally entertaining because of how it played out on that forum....that and it was simply the perfect description for these folks.
Anyway, as I was signing up to this forum, I wanted to use something different than the name I generally use and so I drew inspiration from the company font, had a chuckle and went with it.
NEXT!