Update - Problem identified !
Reporting back to Post....
Had car diagnosed by trusted repair shop...
They actually used a stethoscope, to listen and determined my AC Compressor is toast ! Isolated issues as bearings...
He said the compressor is tied to fan, water pump, etc with the same serpentine belt.... So if the AC Compressor pulley seizes up, the belt will snap, and everything shuts down, including the engine !
Having an estimate for replacement. Compressor anywhere from $300-500, plus labor installation.
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