To handle the repair of the breakwater you need a wetlands permit, if that breakwater extends on shore than yes a wetlands permit would cover both aspects of that project. What Shore Things was refering to was my comment of applying to repair the beach as well that is do to the water getting over the existing breakwater that is no longer serving its purpose.
If you already have a permit filed for land work than that might work differently. You may want to PM Shore Things as she is the contact at DES that would help you out directly. But yes in a nut shell if you had received good information in the beginning (I say that only because there is a stigma around the lake regarding waterfront work, I do not know your personal situation) you could have filed a wetlands permit for the repair of the breakwater, beach repair and repair of the land portion as long as it could be considered a single project.
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