I'd try your home/auto insurer. Often, your insurance company requires all of your insurance business in order to provide the umbrella coverage. Vitabene is correct that your insurer may require you to raise existing coverages on your home and auto policies prior to issuing an umbrella. Umbrella insurance helps me sleep at night, although, as you can see, I don't sleep at night these days with all that is gong on in the financial markets. Who would have believed that Citi would fail?
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