[KBoater]

Although you can not compare Florida boating to Winni, I have some experience with pontoon boats. In you can not insure a pontoon boat if you go on the Gulf. There have been several cases of splitting apart or swamping in high seas.
In my area, most of the rental boats are pontoons. There is little instruction so you see them often stranded on a sand bar. Since they are low powered the renter believes he doesn’t make a wake (Wrong). This is our version of Captain Bonehead.
There are very large pontoons that are used for sightseeing and the licensed captains do know what they’re about.
My first boat in Florida was a cross between a pontoon and a bow rider. It qualified as a boat but I found the steering and handling difficult. Next boat was a true deck boat and then a fish boat. As you get use to the boating you want to go farther so the boats get bigger. I have just traded down to a smaller fish boat so the jury it out until next week when I can give it a good test