Not only do our kids wear PFDs (they are over 5 years old) on our boat. My wife also started wearing one full time incase someone falls overboard she can jump in after them without having to worry about herself (smart idea).
I don't set a good example but I keep a PFD on the seat next to me. If I go out alone I put it on. They make some fairly comfortable PFDs these days.
From the NH boating safety course:
Approximately 70% of all boating fatalities are drownings, and most of those fatalities could have been avoided. Ninety percent of drowning victims are not wearing a life jacket.
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