...linked to DMV?
Last year's bill had a boat speeding ticket linked to one's NH Dept Motor Vehicles driving record. So, get one ticket and you lose your insurance, good driver, discount. Get two tickets, and the big companies like Progressive, Allstate, Geico, & State Farm shove you off to an affiliated high risk pool company. All way more expensive than the original $88.(?) ticket itself, and hang around for three years. I know, I found out the hard way.
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