When I "write a check" online, a paper check gets mailed. When this service was first available, I paid myself $50 to see how it worked. The check arrived a few days later. Postage at the time was , I think, $0.54. but the postage on the envelope was only $0.33, and there was no postage or other fee from the bank. I only use postage stamps for Christmas cards and Thank you notes, not to mail checks.
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