Only 70? Oh you kid! Retirement planning should include building a cadre of folks who will either do things automatically or call to remind you. Our handyman calls to change smoke detector batteries, the septic folks send a card every couple of years for a pump out. We put almost everything on autopay so we never get zinged for interest or late fees. The local PD has a wellness check if we fail to call them daily and they do a routine house check if we go away. Not much to remember these days.
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