[Biggd]

Originally Posted by Descant

Good plan, especially if you take big deductibles on everything, you save enough to cover the difference for an occasional loss. Unfortunately, if you have a lienholder on car, boat, house, they my restrict you to a smaller deductible.

Homeowner policies automatically grant 10% of coverage A, dwelling, to coverage B, outbuildings. You can increase B for a barn, guest house, etc but you can't delete it with most policies.

There is a spray (regular garden pump spryer) treatment for your roof to remove moss. Spray it on, wait for rain. All done.

Wet it and Forget it, spray it on with a garden hose and the moss will die. Or you can get it power washed.