Quote:
Originally Posted by thinkxingu
A couple notes (#3 might answer some questions):
3. The main reason I'm asking is not because I need/want something new but because my wife and I are debt-free and want to remain so. To do that means no more loans, which means saving cash ahead of when things are needed...including replacement cars, golf carts, boat, etc etc.
So, I was mostly wondering how many years I have left before starting to save!
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Here is my thought as you are evidently in a wonderful place with no debt.... If you take the Money, that you would have felt comfortable with spending per month on a boat, and put that into a "Boat" savings account.... when you need to think about a new or newer boat you should have the money to do so.... I would anticipate a well cared for pontoon, to last 25-30 years.... my experience tells me that isn't out of the realm of possibility in your case...