We have had a car in FL for 8 years and it is registered in NH and the insurance company does not have a problem; however, there are very few companies that are agreeable to this arrangement. If you register any car car in FL you will pay a $400 flat fee plus FL sales tax. The annual registration is extremely reasonably but in order to to get FL registration you must show proof of FL insurance which is not cheap.
We recently bought a collector car in FL and the process was very easy at the local FL DMV office. The people are knowledgeable and can be reached by phone to answer any questions. After all the fees our annual registration cost is $58 versus $284 in NH. As previously mentioned, FL hits you hard with initial sales tax and higher insurance but has a lower annual registration. NH registration costs stay high but insurance is much lower. Do the math and decide what is best in your situation.
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