If you check the current status of the funds, they already have.
Both are load funds with a reasonable expense ratio... but one is for institutional investors.
Their 20 year performance is not as spectacular as their 10. When ''timelined'' against the S&P 500 and adjusted for the load... they fair only OK over the 20 year period.
But I understood the concept being presented. Even at a steady long term 8 percent return, if you can afford the monthly mortgage payments, it allows all the cash to be invested upfront.
But that is an investing situation and not a labor situation... the focus of the thread.
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