I also found out the hard way that if you Pay by waiver, you are in essence saying youre guilty and it shows up on your Motor Vehicle record as a court conviction. It happened to me twice before I realized the ramafications. Then when I applied for a job requiring a certified copy of my driving record it was right there. It would ultimately affect insurance if I did it enough times. But then again, I have always been a scrapper anyways. Just my $.02
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"He who dies with the most toys wins"
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