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MAXUM · 05-27-2021, 01:01 PM

I have State Farm. They did dictate the terms of the policy and coverage limits since I also carry an umbrella policy with them. It’s pretty much written up as a catastrophic policy due to the location it’s expected that if something like a fire were to break out the building would be a total loss. Coverage is identical in terms of comparing to my primary residence just that the cost is more due to the aforementioned. Annual cost is not bad since I use them for everything and heavily discount bundled insurance policies.

05-27-2021, 01:01 PM	#11
MAXUM Senior Member Join Date: Apr 2004 Location: Kuna ID Posts: 2,755 Thanks: 246 Thanked 1,942 Times in 802 Posts	I have State Farm. They did dictate the terms of the policy and coverage limits since I also carry an umbrella policy with them. It’s pretty much written up as a catastrophic policy due to the location it’s expected that if something like a fire were to break out the building would be a total loss. Coverage is identical in terms of comparing to my primary residence just that the cost is more due to the aforementioned. Annual cost is not bad since I use them for everything and heavily discount bundled insurance policies.