Gary pointed out the desirability of the San Diego area; for something less expensive and on the water consider getting something on the Colorado River in So. Cal / Arizona / Nevada.
Snowbirds in the Pac NW flock south in winter, usually roosting near Yuma, Arizona on the Mexican border.
Basically focus on the Colorado River from Bullhead City, Arizona south to the border.
Needles has a lot of hot boats: love those V-drives!
see:
https://www.youtube.com/watch?v=b4hAe0g5tHw