I have a Quadra-Fire pellet stove insert that I've used for several winters. It heats my entire house and has an automatic thermostat so it cycles on and off. I buy my pellets at Wal-Mart in the fall, about 4 tons and find that they work just fine and cost about $150.00/ton. My only complaint is that the dealer in Meredith (Energysavers) has very poor service. I needed service last winter and had to wait two weeks for a serviceman. I definitely would look for service as well as initial price, they are more expensive than conventional woodstoves but much cleaner and easier to heat with.
The stove itself is high quality and, yes, you have a fan, actually two and you can hear them but soon you don't even notice. All in all, you definitely save money if you're heating with gas or oil at todays prices.
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