I was stopped a couple of years ago and couldn't find my certificate and was issued a citation. Later that day I searched the boat again and found it. Completed the requirements to prove I had it and did not have to pay.
However, as a result of that, my wife and I took pics of our boating certificates and keep them on our phones. I have also done that with several other important documents just in case a similar situation occurs.
I'm not sure of the legality of such a procedure but I am hoping most LEOs would rather see a pic of your document than nothing at all.
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