[Rich]

So what happens to any of these solar arrays when the array, or the house, building, etc. get struck by an electrical storm: AKA Lightening?

It sounds very expensive! Does insurance fully cover this? I always wondered!

Even though I have electrical surge protectors at home, it sure was expensive when just about every electrical device in my house failed, and my house wasn't directly hit, the strike was never located, but somewhere nearby on the street.