I don't know, but I would assume 'no you must be over 15 years' or the certificate won't be valid. They take your age into account and probably won't allow one to take it if you're not old enough. If you mis-represent the age of the applicant, then that is a different issue which would also make it invalid.
From the study guide:
Quote:
Who May Operate a Vessel
A vessel powered by 25 horsepower or less does not require the operator to have a Safe Boating Certificate.
A “ski craft” (motorized vessel less than 13 feet long that is capable of exceeding 20 miles per hour and has the capacity to carry no more than an operator and one other person) may be operated only by persons who are 16 years old or older and who have a valid Safe Boating Certificate.
A vessel powered by more than 25 horsepower (other than a “ski craft”) may be operated by:
• A person under 16 years of age only if he or she is accompanied by a person 18 years old or older who has a valid Safe Boating Certificate. The accompanying person is responsible for any injury or damage caused during operation of the vessel.
• A person 16 years of age or older only if he or she has obtained a Safe Boating Certificate.
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FYI, it's not a license and as such never expires, but it is a certificate of having taken the safety training and having passed the exam showing you "know" the material presented in the class.