......if I were you!"
All the novice boaters should stay south of Cow Island and not venture into Moultonborough Bay. Many boats venture north, but few return. There's The Graveyard, Bizer Rock, Black Island; Pistol Island Shoal; the 28' rock in 30' of water; the Chase Point wreck; and all manner of other navigation hazards.
It should be left to the experienced (surviving) residents of that area.