Ladder instalation
By all means get a ladder that extends well below the water as others have suggested. Imagine trying to get an injured water skier or an exhausted hypothermic individual out of the water and into your boat. A strongly installed permanently installed ladder can be a life saver. Imagine falling over board fully clothed with jacket or coat and trying to get back aboard. Even a strong crew member would find it hard to hoist what could easily be 250 pounds of dead weight onto the boat. They may easily fall overboard themselves. A permanently installed ladder can be equipped with a release that can be used to deploy the ladder by an individual in the water. This can be as simple as a slip knot or spring catch. If you fall overboard when boating alone this may be your only chance to get back aboard. It is hard to justify the meager cost savings of a temporary ladder against the possible loss of life.
I have attached a suggested installation drawing for your consideration. If this idea is not suitable for your ladder or boat let me know and I will see about sending you something more applicable.
One thing you might note is when mounting anything to a cored surface never screw or through bolt without back cutting and filling as shown or similar.
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