Quote:
Originally Posted by wifi
I respectfully disagree with your disagreement  I have no debt outside of a mortgage, pay credit cards off each month, about 25% debt (which is only the mortgage) to income ratio, 60% down payment, no defaults or bankruptcies. This is all a current and ongoing event for me, maybe you slipped in under the wire earlier this year, congratulations on your new place
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You left one thing out and that is your income.
Are you trying to buy a house that doesn't fall within your income range even though you put 60% down? Does it put your debt to income ratio over 35%?