Quote:
Originally Posted by NoBozo
An accident is an accident. Someone rear ends you by accident..her insurance pays. If you run off an icy road and hit a tree.. Same thing.. it's an accident..your insurance will pay.
If you Forget to change the oil in your car for 60,000 miles and the engine seizes up..the insurance will not pay because it's not an accident..it's Negligence. Likewise: Forget to "Use Reasonable Diligence", by draining the water out of the engine for the winter, and it's Negligence.
Neglecting to perform "Routine Maintenance" sometimes carries a penalty..  Sad but true. NB |
No Bozo, this is exactly what I am getting at, where is the dividing line.... where does reasonable diligence become neglect.... this is something I think as a society we have lost sight of... and one of the reasons insurance cost keep rising....
Now incidentally, I don't mean to discourage DickR from talking to his insurance company. If they will cover it, well then that is his benefit to reap. I just don't see this as something insurance should cover.