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Old 03-31-2010, 03:05 PM   #12
BroadHopper
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Default Limited coverage.

Quote:
Originally Posted by Merrymeeting View Post
A friendly reminder I'm mentioned in other threads. Be sure to check your insurance policy.

I was surprised to discover a few years ago that mine only covers the boat "in water" from May 1 - Oct 31.
Glad you mentioned that. My policy says nothing about 'in water' coverage. Just a policy effective date and expiration date. Called the insurance company just in case and they confirmed the boat is covered 24/365. Whether in or out of water. I have boat trailer coverage. I have tow coverage, On and off the water. What I didn't know until now that if I should have motor failure, they will repair or replace the motor! I consider my policy a bargain!
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