Bigdog,
One other thing to note is you will most likely not pay for the full year unless this is your birthday month. If your birthday is in the fall or a few months away you only pay the amount to that time period, the downfall is you actually pay more in the course of the first year if you are coming up on the birth month. Would be the same situation if you bought a new or used vehicle and were not in your birth month.
jmen
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